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Aetna CVS Health individual and family plans offer better care, access and value to consumers in 17 states

October 30, 2023 | 4 minute read

A couple reviewing information on a laptop in the kitchen

New for 2024, subscribers enrolled in an Aetna CVS Health individual and family plan have up to a $100 annual allowance for over-the-counter CVS Health brand products. Members can also obtain 20% off CVS Health brand items with the barcode on the back of their ID card.

WOONSOCKET, R.I., Oct. 30, 2023 — Aetna®, a CVS Health® company (NYSE: CVS), will now offer its Aetna CVS Health co-branded insurance product, providing affordable access to quality health care for more Americans, on the individual insurance exchange marketplace in select counties in 17 states.  

Enrollment begins November 1 at  

For January 1, 2024, we are adding Indiana, Kansas, Maryland, Ohio and Utah to our existing 12 states (Arizona (Banner Aetna), California, Delaware, Florida, Georgia, Illinois, Missouri, North Carolina, New Jersey, Nevada, Texas and Virginia).

“Our plans bring together the quality coverage of Aetna, plus the convenience of CVS, all at an affordable price,” said Anand Shukla, Senior Vice President, Individual and Family Plans, Aetna. “Our members can access quality care through Aetna’s network of doctors, hospitals and specialists; affordable care with $0 preventive care, $0 virtual care and $0 MinuteClinic® visits; and the convenience of 24/7 access to virtual care and choice of over 1,000 MinuteClinic locations nationwide.”


New benefits for 2024

Over-the-counter items*

Beginning January 1, 2024, subscribers enrolled in an Aetna CVS Health Individual and Family Plan will now have up to a $100 annual allowance, or $25/quarter, for over-the-counter CVS Health® brand products at CVS retail stores and online — from pain relievers and cold medicine to bandages and more.  

Members can conveniently shop for eligible products in-store, online or over the phone. And the member does not have to do anything except be an enrolled member. 

“This unique benefit to our individual and family plans is a critical next step in providing a continuum of care for members,” said Shukla. “Over-the-counter items are an important part of health care. Easier access to and helping with the cost of these items will contribute to improved health outcomes. This is how healthier happens together.” 

More savings with your Aetna CVS Health ID card

Members can obtain 20% off CVS Health brand items at CVS, with the savings barcode on the back of their ID card. Bringing together medical, pharmacy, over-the-counter and store discounts on this ID card is a first for Aetna. 

With the launch of these plans, members will have access to the comprehensive Aetna network of primary care doctors, mental health providers, specialists and hospitals. Plus, convenient and affordable care options are available through telehealth and MinuteClinic and HealthHUB™ locations — removing more barriers to accessing care.

Aetna CVS Health ACA exchange products bring together the coverage of Aetna and the convenience of CVS Health. It’s health insurance done differently and features: 

  • Quality care with broad network of primary care doctors, specialists and hospitals ​

  • Affordable care with plans that include in-network $0 virtual and walk-in clinic care**

  • Care on your schedule with 24/7 access to virtual care, plus walk-in visits at 1,000 CVS Minute Clinic locations nationwide​


The Aetna CVS Health ACA plans are comprehensive health care plans that provide care and coverage for: 

  • Pediatric services, including oral and vision care

  • Ambulatory patient services (outpatient services)

  • Emergency services

  • Hospitalization

  • Maternity and newborn care

  • Mental health and substance use disorder services, including behavioral health treatment

  • Prescription drugs

  • Rehabilitative and habilitative services (those that help patients acquire, maintain, or improve skills necessary for daily functioning) and devices

  • Laboratory services

  • Preventive and wellness services and chronic disease management


About Aetna

 Aetna, a CVS Health business, serves an estimated 34 million people with information and resources to help them make better informed decisions about their health care. Aetna offers a broad range of traditional, voluntary and consumer-directed health insurance products and related services, including medical, pharmacy, dental and behavioral health plans, and medical management capabilities, Medicaid health care management services, workers' compensation administrative services and health information technology products and services. Aetna's customers include employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, labor groups and expatriates. For more information, visit and explore how Aetna is helping to build a healthier world.


About CVS Health

CVS Health is the leading health solutions company, delivering care like no one else can. We reach more people and improve the health of communities across America through our local presence, digital channels and over 300,000 employees – including more than 40,000 physicians, pharmacists, nurses, and nurse practitioners. Wherever and whenever people need us, we help them with their health – whether that's managing chronic diseases, staying compliant with their medications or accessing affordable health and wellness services in the most convenient ways. We help people navigate the health care system – and their personal health care – by improving access, lowering costs and being a trusted partner for every meaningful moment of health. And we do it all with heart, each and every day. Follow @CVSHealth on social media.



Media contact

Jeff Swallow


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*OTC benefit not available in CA, MD, MO, NJ. 

**Members may be required to pay a cost-share based on what medical services were received and the type of provider a member visits. Please consult benefit documents for more details. Includes select walk-in clinic services. Not all walk-in clinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventative walk-in clinic services at no cost-share. However, such services are covered at negotiated contract rates. This benefit is not available in all states. For a complete list of participating walk-in clinics, log in to and use our provider search tool.